United Kingdom Benefits
Level II - IV
Welcome to You Drive, your one-stop source for information on benefits rewards and wellness. Below you will find a general description of the majority of benefits offered as a Level II - IV employee. Please refer to your Enterprise Personnel Policies and Benefits Summary for more complete information.
Private Medical Insurance
| Provider | Bupa |
| Eligibility | Level II – IV employees |
| Effective Date | Contact HR for eligibility rules and effective dates |
| Excess | £150.00 per plan year 1 January 2012 to 31 December 2012 |
| Medical Benefits | 24 hour emergency medical helpline |
| Maximum Benefit | No lifetime maximum |
| Prescription Drug | No cover for out-patient prescription drug |
| Dental |
No cover for dental Denplan Voluntary Dental plan 0800 838 951 |
| Contact Information |
Helpline: 0845 60 02 950 Healthline: 0845 60 77 777 (24 hour medical helpline) www.bupa.co.uk/erac |
Employee Assistance Programme
| Provider | Professional Performance Consultants (PPC) |
| Cost | No cost to employee |
| Eligibility | Level II - IV employees |
| Effective Date | Contact HR for eligibility rules and effective dates |
| Benefits |
Confidential counselling and referral service available to employees and eligible dependants 24 hours a day - 7 days a week 0800 282 193 or e-mail: enterpriseeap@ppcuk.com Website: www.ppconline.info username: erac password: ukcar |
| PDF Form | EAP Call Flow Chart |
| Contact Information |
Helpline: 0800 282 193 www.ppconline.info username: erac / password: ukcar |
As an Enterprise employee, you can join the Retirement Savings Plan and we'll support you as you save for your retirement.
Your Enterprise pension packet, available online, will help you to make an informed decision on how much you want to contribute now to enjoy a comfortable retirement. Once eligible, Enterprise will help by making payments into your savings pot through the profit-sharing contribution. But, to get the profit sharing contribution, you must sign up. Joining the plan is a win-win, because any money you pay in will be tax-free, helping you to make your savings go as far as possible to fund your dreams for tomorrow. A summary of the plan provisions are below. View the online pension packet for more details.
Stakeholder Scheme
| Plan Name | Enterprise Retirement Savings Plan (a Stakeholder Plan) |
| Provider |
Friends Life tel: 0845 300 3172 |
| Eligibility | Membership open to all employees covered on an Enterprise Rent-A-Car employment contract. |
| Employee Contributions | Can start these contributions upon hire and can change the level at any time. |
| Employer Contributions | Eligible to receive company profit sharing contribution upon completing 12 months of service. A portion of company's profits, determined at the discretion of the company, is allocated to participants based on pay and length service. Must be employed on last day of financial year (31 July) to qualify. |
| Investment of Contributions | Employees may choose to invest their voluntary contributions in any one or a mix of funds or participate in the Lifestyle Programme. The complete list of funds and information available from Friends Life and is included as part of the Pension Packet (below). |
| Benefit | Currently, members can begin taking their retirement benefit between 55 and 75, even if they are still working. Normally up to 25% of a member's fund can be taken as a tax-free lump sum. Also, a guaranteed pension can be purchased from an insurance company or the fund can be managed personally with an income drawn on a non-guaranteed basis. |
| Cost | Cost to administer the plan is deducted from member fund balance. The charge is currently 1% a year for Friends Life investment funds. |
| Pension Packet | To find out more about saving for your future, review your pension packet online. Enrolling in the Plan is easy, just print the Joining Form, complete it and send it to your HR department. |
| Useful Forms |
Beneficiary Designation Form Contribution Change Form (see online pension packet for enrollment form) |
Employee Voluntary Contribution
| Eligibility | All employees on first day of service |
| Cost | Cost to administer plan is deducted from employee fund balance |
| Investment Options | Cash Funds, Fixed Interest or Bonds, Balanced Managed and Specialist Equity Funds |
| Contributions | Up to maximum allowed based on age (see chart above) |
Life Assurance
| Provider | Bupa |
| Cost | No cost to employee |
| Effective Date | Contact HR for eligibility rules and effective dates |
| Eligibility | Level II – IV employees to age 65 |
| Benefit | 3 x annual gross remuneration (Maximum £370,800) paid free of tax Life Assurance premium is not a P11D taxable benefit. |
| PDF Form | Beneficiary Designation/Expression of Wish Form |
Long Term Disability (LTD)
| Provider | Unum |
| Cost | No cost to employee |
| Effective Date | Contact HR for eligibility rules and effective dates |
| Eligibility | Level II – IV employees to age 65 who are disabled for 28 weeks |
| Benefit |
60% of gross remuneration less any state benefits (maximum £29,166/month). Benefit is taxed under PAYE. LTD premium is not a P11D taxable benefit. |
Short-Term Disability
| Eligibility | Level II – IV employees who satisfy criteria. Determined by employee category and length of service. All are not reimbursable. |
| Level II |
Less than 2 years: 2 weeks @100% 2 years less than 5 years: 9 weeks @ 100%; 19weeks @60% 5 or more years: 28 weeks @100% |
| Level III/IV | 0+ years: 28 weeks @ 100% |
Private Holidays
| 1st thru 5th year of service | 20 days (1.67 days/full month worked) |
| Upon reaching your 5th year of service | 25 days (2.08 days/full month worked ) |
Choice Time
5 days (.42 days/full month worked)
Public Holidays
In addition to Private Holidays/Choice Time: New Years Day, Good Friday, Easter Monday, May Day, Spring Bank Holiday, Summer Bank Holiday, Christmas Day, Boxing Day
Other Benefits
- Service Award Programme
- Adoption Assistance
- Bereavement Leave
- Maternity Phaseback
- Paternity Leave
- Employee Referral Scheme
- International language Programme
- Employee Discounts
- Company Sponsored Events/Activities
- Childcare Vouchers; Fact Sheet
- Bike4work
- Vouchers4me
Wellness Resources
12 in 12 Checklist and Suggestions
Managing Your Health is our multifaceted wellness campaign designed to encourage employees to make better choices and live happier, healthier lives. In addition to providing you and your dependants with information to enhance your overall well-being, we continue to partner with our providers to bring you health improvement programs in areas such as nutrition, exercise, stress management and wellness.
- Smoking Cessation
- Weight Management/Nutrition
- Physical Fitness
- Blood Pressure/Diabetes/Cholesterol
What lifestyle changes have you made to Manage Your Health? Contact Us to share your personal or Group health and wellness achievement or success story. Also, visit Spotlight on Wellness to view the health and wellness achievements of our employees.
Be sure to visit this page regularly for monthly Managing Your Health updates.
General Forms & Resources
Business Practices Guide, Personnel Policies & Benefits Summary (PDF)
Beneficiary Designation/Expression of Wish Form (PDF) (PDF)
Change of Personal Information Form (PDF)
Civil Partner Benefits Tip Sheet (PDF)
Life-Changing Event Tip Sheet (PDF)
Paternity Leave Tip Sheet (PDF)
Care-4 Emergency Childcare Service (PDF)
Private Medical
Bupa
Helpline: 0845 60 02 950
Healthline: 0845 60 77 777 (24 hour service)
www.bupa.co/uk/erac
EAP
Personal Performance Consultants (PPC)
Helpline: 0800 282 193
www.ppconline.info
username: erac / password: ukcar
Retirement Calculator
Unsure of what you need to pay in to get the pension you need at retirement? CLICK HERE for a retirement calculator.
Claiming Tax Relief on your Pension
Are you a higher rate tax payer? LEARN MORE about claiming tax relief.